Have you ever wondered how financing against valuables work? See below for an explanation.

• Your valuables (Jewellery) will be examined by one of our skilled Appraisers and an amount will be offered to you as a loan.
• You will then be required to fill in a 'Pledge Form'
• Your valuables will be sealed in an exclusively manufactured bag with a unique seal number. This procedure will ensure that for the duration of the loan, nobody will be able to tamper with your valuables
• The original document bearing the details of the agreement, seal number etc, is handed to you together with your payment.
• After 30 days the loan will expire and you will be entitled to excercise two options
• If you want your valuables back, you will then be required to give us 24 hours notice, as your jewellery is stored in Bank Vaults. Upon payment of the capital and finance fees, your valuables will be returned to you.
• If on due date you are not ready yet to repay the loan in full, you can extend the duration of the loan for a further month, by just paying the finance fee. You can extend the loan for as long as you wish to do so. The decision is yours and not ours!

Finance Fees

The monthly finance fees are clearly stated in your contract and have been approved by the N.C.R Remember that for as long as you deal with a member of the N.C.R, you have the right to ask all questions.

Administration

For many years at Gold & Finance we have been pursuing the highest degree of excellence in modern technology with the result that today we can be proud to have a variety of extremely sophisticated software programs all aiming at ensuring that your pledge is monitored daily for the entire length of your contract.

If you have more question on how financing works, please do not hesitate to contact us.