In 2006 South Africa made possible for the consumer to have access to Collateral Financing in a regulated fashion, through the establishment of National Credit Regulator (NCR).

Gold and Finance are proud of the fact that we were among the first and few Financiers to have been granted a Certificate of Membership for the Collateral Financing service.

Everyone experiences a cash flow problem at one time or another. In the United States, Europe and in South Africa, high profile personalities have openly publicised the occasional visit to their personal 'Financier'.

What is of paramount importance is that the Consumer has adequate protection and that the financier operates in a transparent and professional manner.

Remember that only Dealers recognised by the NCR are allowed by law to grant loans to members of the public and, by the same token, you as a consumer will have full protection of the law only if you had dealings with a member of the NCR.

Should you require more information in terms of Collateral Financing please do not hesitate to contact us and we will gladly be of assistance.